STILL NOT SURE?

Frequently Asked Questions

Question 1. How long does credit repair take?

Results can start within 30–45 days, but full restoration can take up to 3-4 months depending on the complexity of your credit profile.

Question 2. Can you remove collections, charge-offs, or late payments?

Yes — we dispute and remove inaccurate, outdated, or unverifiable negative items using powerful consumer protection laws like the FCRA and FDCPA.

Question 3. Will this work if I already tried credit repair before?

Absolutely. Most people use cookie-cutter letters. We use custom legal strategies that actually challenge the accuracy of reporting with results that stick.

Question 4. Do I need to pay off my debts first?

Not necessarily. We focus on what's legally reportable, not just what’s unpaid. We can help improve your report regardless of balances.

Question 5. Is credit repair legal?

Yes — under the Fair Credit Reporting Act (FCRA), you have the legal right to dispute inaccurate or unverifiable items on your credit report.

Question 6. How much funding can I qualify for?

Most clients qualify for $25K–$250K+ using our credit stacking strategy, even without prior business credit.

Question 7. What do I need to qualify for business funding?

A good personal credit profile (typically 680+), a properly structured LLC, and some basic business documentation. We’ll walk you through every step.

Question 8. What is credit stacking?

Credit stacking is a strategy to secure multiple high-limit business credit cards and lines across different banks — all in a short timeframe — to maximize total funding.

Question 9. Do I need to use my personal credit?

Yes, initially we use personal credit to get you started. Once your business credit is established, you can start getting funding with your EIN only.

Question 10. How fast can I get funded

With the right structure, funding can be obtained in 30 days or less. We've helped clients secure over $100K in under a month.

100% Money Back Guarantee

At Aqua Consulting Group we stand behind our results. If after 8 full months of active service, there are no changes to your credit report — meaning no negative items removed, no score improvement, or no account updates — you’ll be eligible for a full refund

We’re not here to take your money and disappear — we’re here to deliver real, trackable results. That’s our commitment to you.

✅ No results = No risk.

✅ All we ask is that you follow the process and stay active.